Description: This report describes two methods, an observation-based analysis and an actual to model analysis, to analyze long-term care insurance experience to determine if calendar year trends exist.

Description: This memorandum is a supplement to the Long Term Care Experience Basic Table (“Experience Table”) that was published bythe Society of Actuaries (“SOA”) in April 2015 and revised in July 2015.

Description: Report on the second in a series of studies conducted jointly by LIMRA International and the SOA Long-Term Care Experience Committee. The study examines longterm care insurance LTCI industry persistency experience by reporting on changes in both voluntary lapse and total termination activity for all participating companies during calendar years 2002 through 2004. Overall, the results indicate that LTCI persistency continues to increase. However, recent increases have occurred on the group side of the business more than the individual side.

Description: This is the sixth Intercompany Study of Long–Term Care Insurance. This report combines and analyzes data received from 35 insurers that agreed to provide information to further the knowledge of long–term care insurance. Those insurers are listed in Appendix A of the report. Available data was collected on policies issued between January 1, 1984 and December 31, 2007. Claims incurred on policies in force during this time were followed from claim inception through the earlier of claim termination, or June 30, 2008.

Description: The first Intercompany Study of the Long-Term-Care Experience Committee and the first public report on experience of lives insured under private insurance plans. Includes incidence rates, lapse rates and claim costs. From Transactions of Society of Actuaries 1993-94 Reports

Description: The latest Long-Term Care Insurance Persistency Report covers a three calendar-year period, years 2005 - 2007. This is the Excel spreadsheet containing the lapse rates broken down by demographic and benefit categories as well as in total. Please see the SOA website for the complete report.

Description: This is the fourth Intercompany Study of Long–Term Care Insurance. This report combines and analyzes data received from 24 insurers that agreed to provide information to further the knowledge of long–term care insurance. Those insurers are listed in Appendix A of the report.

Description: Report on the first study conducted jointly by LIMRA International and the SOA Long Term Care Experience Committee. The study examines voluntary lapse and total termination activity in LTCI for calendar years 2000 and 2001. Overall, the results indicate that LTCI persistency has continued to improve however, the current improvement seems to be coming from the individual lines of business rather than the group lines.

Description: The new incidence and continuance tables from the National Long-Term Care Survey based on activities-of-daily-living threshold and cognitive impairment will be presented. From the Record of the Society of Actuaries, Vol. 21, No. 3b.

Description: This is the second Intercompany Study of Long–Term Care Insurance. For this report, the committee gathered and refined data that dates back to 1984. This report combines and analyzes data received from 14 insurers that agreed to provide information to further the knowledge of long–term care insurance.